Terms & Conditions

1. Introduction & Acceptance

Welcome to cik44, a trusted online betting and casino platform serving Bangladesh. These Terms & Conditions ("Terms") govern your access to and use of the cik44 website, mobile interface, games, and all related services. By registering an account, depositing funds, placing bets, or otherwise using cik44 in any capacity, you confirm that you have read, fully understood, and irrevocably agreed to these Terms in their entirety.

cik44 reserves the right to amend these Terms at any time without prior notice. It is your responsibility to review the Terms periodically. Continued use of the platform after any amendments constitutes your acceptance of the updated Terms. If you do not agree with any part of these Terms, you must immediately cease using the platform.

2. Eligibility & Account Registration

To register and use a cik44 account, you must meet the following eligibility requirements without exception. cik44 may request identity verification documents at any time, and failure to provide satisfactory documentation may result in account suspension or closure.

• You must be at least 21 years of age. cik44 strictly enforces the 21+ age restriction and will close any account found to be in violation.
• You must be a resident of Bangladesh or a jurisdiction where online betting is not prohibited by local law.
• You must provide accurate, truthful, and complete personal information during registration. Providing false details is grounds for immediate account termination.
• You may hold only one active account. Multiple accounts per person are strictly prohibited and may result in the forfeiture of any winnings.

You are solely responsible for maintaining the confidentiality of your login credentials. cik44 is not liable for any unauthorized access arising from your failure to secure your account details. Report any suspected unauthorized access to our support team immediately.

3. Deposits & Payment Methods

cik44 supports a range of local and international payment methods to make deposits fast and convenient for players across Bangladesh, including Dhaka, Chittagong, Sylhet, and all other divisions. Accepted local payment options include bKash, Nagad, Rocket, and Upay. International card payments via Visa and Mastercard are also supported.

All deposits are subject to the following conditions:

• Deposits must be made from payment accounts that belong to and are registered in the name of the cik44 account holder. Third-party deposits are not accepted under any circumstances.
• Minimum deposit amounts and processing times vary by payment method. Please consult the platform's Cashier section for current limits and processing timelines.
• cik44 does not charge deposit fees, though your payment provider may apply their own transaction charges. Verify these with your bank or mobile money provider before transacting.

4. Withdrawals

Players may request withdrawals of available account balances at any time, subject to these Terms and any applicable bonus wagering requirements having been met. cik44 aims to process all approved withdrawal requests within 24 hours under standard conditions.

Withdrawals are subject to the following conditions:

• Withdrawal requests must be made to the same payment method used for your most recent deposit, where technically supported. This policy exists to prevent fraud and money laundering.
• Identity verification (KYC) must be completed before your first withdrawal is processed. You may be asked to submit a government-issued photo ID and proof of address.
• cik44 reserves the right to delay or decline withdrawal requests where there is reasonable suspicion of fraudulent activity, bonus abuse, or breach of these Terms. Affected players will be notified and given the opportunity to provide clarifying documentation.

5. Bonuses, Promotions & Wagering Requirements

cik44 offers various bonuses and promotional offers to both new and existing players. All bonuses are subject to specific Terms that will be communicated at the time of the offer. By claiming any bonus, you agree to abide by the bonus-specific conditions in addition to these general Terms.

• Welcome bonuses are available to new players only and may be claimed once per household or IP address. Attempts to claim welcome bonuses multiple times via new accounts will result in account closure and forfeiture of winnings.
• All bonuses carry a wagering requirement (rollover) that must be fulfilled before any associated winnings can be withdrawn. The specific rollover multiplier for each bonus is stated in the individual promotion's terms.
• cik44 reserves the right to modify, suspend, or cancel any promotion at its discretion without prior notice. Players who have already claimed an active promotion will be informed of any material changes that affect them.
• Bonuses obtained through dishonest means, system exploitation, or collusion will be voided immediately. The associated account may be permanently banned and any related funds confiscated.

Free spins awarded as part of promotions are valid only for the specified slot games and expire within the stated period if unused. Free spin winnings are subject to the same wagering requirements as standard bonuses unless otherwise stated.

6. Responsible Gaming & Player Protection

cik44 is firmly committed to responsible gaming. We provide a suite of self-management tools designed to help players maintain control over their gambling activity. These tools include voluntary deposit limits, session time reminders, temporary account time-outs, and self-exclusion options.

If you believe your gambling is becoming problematic or harmful, we strongly encourage you to contact our support team or visit our Responsible Gaming page for detailed guidance. Players must be 21 years of age or older to register and play at cik44. We reserve the right to conduct age verification checks at any point and to close accounts where the age requirement is not met.

7. Fair Play & Prohibited Conduct

cik44 operates with a strong commitment to fair play. All games use certified random number generators (RNG) to ensure genuinely random and unbiased outcomes. Any player found to be engaging in prohibited conduct will face immediate account suspension pending investigation.

• Using automated betting software, bots, scripts, or any technical aid to gain an unfair advantage is strictly forbidden.
• Colluding with other players to manipulate game outcomes, exploit bonus structures, or circumvent withdrawal limits is prohibited and will result in immediate account termination.
• Any attempt to launder funds through the platform or to use cik44 for any fraudulent, illegal, or criminal purpose is strictly prohibited and will be reported to the relevant authorities.

8. Intellectual Property

All content on the cik44 platform — including but not limited to text, graphics, logos, icons, images, audio clips, software, and the overall design and layout — is the exclusive property of cik44 or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the platform's content for commercial purposes without our express written permission. Unauthorized use of cik44's intellectual property may expose you to legal liability.

9. Privacy & Data Protection

cik44 collects and processes personal data in accordance with our Privacy Policy. By using the platform, you consent to the collection and processing of your personal information as described therein. We employ industry-standard SSL encryption and security measures to protect your data at all times.

• cik44 does not sell, trade, or rent your personal information to third parties without your consent, except as required by law or as outlined in the Privacy Policy.
• You have the right to request access to, correction of, or deletion of your personal data held by cik44. Please contact our support team to exercise these rights.
• All transaction and account activity data is retained in accordance with applicable data retention laws. Security logs may be retained for longer periods to assist with fraud investigations.

10. Limitation of Liability

To the fullest extent permitted by applicable law, cik44 shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to loss of funds, loss of data, or loss of profits. You use cik44 at your own risk.

cik44 provides its services on an "as is" and "as available" basis without any warranties of any kind, either expressed or implied. We do not warrant that the platform will be error-free, uninterrupted, or free from harmful components.

11. Account Suspension & Termination

cik44 reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, in cases including but not limited to: breach of these Terms, suspected fraudulent activity, underage gambling, multiple account creation, or conduct deemed harmful to the integrity of the platform.

Upon account closure, any outstanding verified balance (net of bonuses and pending investigations) will be returned to the registered payment method within a reasonable timeframe, subject to KYC requirements being fulfilled.

12. Governing Law & Disputes

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from your use of cik44 should first be directed to our customer support team, who will make every effort to resolve the matter promptly and fairly. cik44 is committed to transparent and good-faith dispute resolution.

If a dispute cannot be resolved through our internal support process, both parties agree to seek resolution through appropriate legal channels. cik44 will fully cooperate with any lawful investigation or legal process as required.